Avoid Scamming Tips in Using Prepaid Phone Cards

Avoid Scamming Tips in Using Prepaid Phone Cards

By Unknown   6/17/2016   No comments:

 

Due to the popularity of prepaid phone cards in modern communication, we can never deny the existence of scammers and fraud selling counterfeit or inferior-quality products in the market today.

The usual victims are those individuals who first-timers in the use of prepaid phone cards. Considering the number of this communication media around the world, the only way to avoid getting robbed by these illegitimate businesses is to know how to spot the wrong one even if you haven't used them yet.

 

Here are some avoid scamming tips when it's your first time to purchase a prepaid phone card:

 

Tip # 1: Consult With Experienced Prepaid Phone Card Users

The best way to avoid being scammed is to ask for some advice from those who have used the service. If you have a close friend or a family member that uses prepaid phone cards, you might want to inquire on what product they are using to give you a good foundation when you start making use of the service.

Tip # 2: Don't Purchase The First One You See

As I said before, there are plenty of prepaid phone cards being sold in the market today. You can even find a lot of them on the Internet. It is advisable that you avoid purchasing the first product you see without checking out their features and services in advance. Here are some commonly asked questions that you should keep in mind while your window shopping for a prepaid phone card for your call needs.

 

1. Is The Communication Provider A Legitimate Business?

You might want to determine if the prepaid phone card is from a credible and legitimate provider. You can check out their details on the Internet or with a government agency that is in charge of monitoring these types of communication media.

 

2. What Are The Features Of A Prepaid Phone Card?

Determine the feature of each card whether it can accommodate your calling needs or not. In truth, various prepaid phone card providers have their own unique features to stay on top of the competition. Some of these cards are quite useful for business purposes, while others are solely for personal use.

In most cases, prepaid phone cards can be used to call phones in your area or overseas. They can be used with call devices, such as telephones, public pay phones, and so on. Other feature includes a PIN and PIN-less dialing, conference calls, Web Call Back, online calls, and so on.

3. How Many Calls Can Each Card Accommodate?

The number of calls you can make depends on the call credits on each card. Assorted denominations of prepaid phone cards are being sold in the market today. Each of these denominations has their own specific call minutes that will be deducted every time you connect and use the service. If you want to determine in advance in how many calls each card is good for, then you might want to check their domestic and international call rates so that you can set your budget for it.

 

Article Source: http://EzineArticles.com/expert/Vanessa_A._Doctor/100683

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The Art of Scamming - Know the Tell Tale Signs and Never Part With Your Hard Earned Money Again!

The Art of Scamming - Know the Tell Tale Signs and Never Part With Your Hard Earned Money Again!

By Unknown   6/12/2016   No comments:

  

 

We frequently hear news of people being scammed in both the real and the virtual world of the internet. Savvy people would have avoided the traps immediately but why are there still victims being scammed over and over again. The common news like "get rich quick schemes", "magical stones with healing properties", "huge inheritance schemes that require you to be their middleman"...etc are heard of all the time, but yet there are still victims falling for the same traps over and over again. Is it due to greed? Or is it out of desperation for material needs? The problem seems to lie with ignorance. In reality, we can't be bothered with such issues until we are hit by them. But again, it will be too late by the time you discovered that you had parted with your hard earned money to some stranger who gave you empty promises. Do yourself a big favor by educating yourself and your loved ones. It is very sad to see old people being scammed of their life savings, don't ever allow yourself or your kin to end up like them.

So what are the tell tale signs that you should take note of? Here are 7 tips to deal with the common scamming tricks. While the ways of scamming that scammers used keep changing and becoming more complex, these tips offered here should provide a safety net against the common tricks these evil people used to repeatedly scam innocent people.

Tip #1 - Irregularity and capitalizing of fonts in message

Look out for irregular fonts and capitalizing of fonts in the message, be it emails, letters...etc Look out for these especially when you received them on line as scammers tend to copy, cut and paste from somewhere to create and make their message sound legitimate.

 

Tip #2 - Typo and grammatical errors

When there is an error, it can be due to carelessness on the clerk who typed that letter or email. However, business people are very prudent with what they sent out in their letters and emails as it can become a legal issue if there are misunderstandings, and also it does not reflect well on the company image and professionalism. Look out for language inconsistency and grammatical errors in the message you received.

 

Tip #3 - Business email addresses V.S personal email addresses

Check the email address of that person who sent you that mail. Established business have a business email, they will not send you messages through free private email accounts. Common sense should have told you that when you register your particulars for your business, you can't scammed or you will be traced back when there is a legal complain lodged against you since you are required by law to provide your particulars when you register a company for tax and other purposes.

 

Tip #4 - Check for proof of claim

What ever the text of message is about, always be sure to check the proof of their claims on no matter what topics or items they are telling you. Are the claims of the message backed by any proof? Did the claim appear in the media? If nothing is found, do not fall for such tricks as there is always a higher probability of being cheated if it is not released by the media and most are plain scams out there to con your money away.

 

Tip #5 - Check for any complains or scam history pertaining to the message you received

One of the simplest way is to check the internet or media for any history regarding the suspected scam message you received. If there is a history of scam relating to the message you received, victims would have posted warnings to prevent other innocent people from falling into the trap.

 

Tip #6 - Company reputation and length of establishment

If the company is a major brand name that has been established for years, chances of scamming are minimal. However, be careful as scammers love to make use of such brand names to hide their identities and use it to their advantage to cheat. To ensure that you are safe from these despicable people, always check with the company by contacting them personally. If the company is established only for a very short period of time, exercise common sense and discretion to the company claims.

 

Tip #7 - Be wary of messages that ask you to send money before providing any goods or services

Red alert! Never ever send money over when you have not worked with, purchased anything previously from or know anything about the company or party who sent you the message. These people stand a higher chance of cheating you of your hard earned money. Unless they have a history of proven track record for their reliability and business ethics, these companies will normally request payments by a credit card, cheque or other modes of payment instead of cash payment for the goods and services they provide on the internet. Unless they are some brokerage companies or trading companies that you opened an account with for investing purposes, they will not ask for a bank transfer to the company account.

Bearing the above tips in mind, it would be much easier to spot a scammer and prevent yourself or loved ones from being cheated ever again.

Ben Ang Kai Meng is someone who loves to enjoy life. He wants to share with everyone around the world, the joy, the love, the knowledge and wisdom he had gained throughout his life while walking the path that our mighty God has planned for him.

 

Article Source: http://EzineArticles.com/expert/Ben_Ang_Kai_Meng/343338

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Types of Credit Card Frauds

Types of Credit Card Frauds

By Unknown   6/11/2016   No comments:

 

 

Credit card fraud broadly implies theft and fraud that are committed using a card or any similar payment mechanism. It can simply be defined as "an act of making a purchase using someone else's credit card information." The purpose of the fraud can be to obtain goods without paying for them or to obtain unauthorized funds from an account.

There are many types of card frauds but we can enumerate upon some of them:

Non-Receipt Card Fraud: This type of fraud occurs when a new or a replacement of the original card is sent by the bank through mail and it never reaches the actual recipient. Some of the banks have tackled this problem by setting up a system of sending inactive cards and the respective client has to call back to activate his/her card. But still there are some banks that have not adopted this procedure and send the activated card to their clients.

Personal Card Frauds: This happens when the card user makes purchases and then later claiming that someone else had done it. This results in the owner not paying from his/her pocket as the card is already reported stolen.

Non-Receipt of Goods Purchased: This is one of the many types of credit card frauds that occur when the owner buys some good & services through the card. When he/she receives the statement for same, they call the company and claim denial of ever having received the items. The owner may also claim that he/she never authorized the transaction.

Credit Card Fraud by Employees: This usually happens when the employee is designated as a signatory on the business cards. At times like these, the employee can make personal purchases and have the company pay for it by using the company card. Most of the times this happens with low-priced items so as to escape the notice of the accountants and at times it so happens that the employee does a major fraud and leaves the company before he is caught leaving no trace of his whereabouts.

Stolen Credit Card Frauds: This is the common type of fraud that occurs when one person steals another person's card and uses it to make his/her own purchases in the owner's name. This type of fraud can be done on online transactions too.

Forged Credit Card Fraud: Such a fraud can occur when someone creates a fake card with fake numbers and a fake name and then using it for transactions. As this card is not linked to any real account, the credit card company is not liable to pay for the transactions as there is no info about the user.

Skimming: This type of fraud occurs when there is a theft of card information wherein a merchant or an employee makes a second copy of the owner's card details. Then this copy is sold out to such people who are involved in forgery and make multiple and fake copies of the card.

Thus there are many types of frauds that can take place related to card. There are also penalties for the same and can include monetary punishment as well as imprisonment depending on the gravity of the offence.

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Article Source: http://EzineArticles.com/expert/Sapna_Kale/719208

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